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☆ I hired a life coach for $400 a month and finally understand what it means to 'invest in yourself.' It's the best money I've ever spent.
▼ + stars: | 2024-04-20 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +5 min

Hiring a life coach at age 31 and understanding what it means to 'invest in yourself'While I wasn't actively seeking advice in my 20s, my job as a personal finance reporter meant I was regularly surrounded by money, career, and life advice. My job involved talking to financial planners about smart money moves and to self-made millionaires about how to build wealth. Courtesy of Kathleen ElkinsIn August 2023, weeks after turning 31 and after a nine-year hiatus from having a coaching figure in my life, I hired a life coach. How is a life coach different from a therapist? It's the easiest money I "spend" every month because it doesn't feel like spending — it feels like (and is) an investment.

Persons: —, I'd, didn't, wasn't, It'll, Bill Gates, …, Kathleen Elkins, we've, He's, — aren't Organizations: Service, Business, IRA Locations: Boston

☆ I made homemade breakfast pastries in my air fryer. Even though they were super easy, they still felt fancy.
▼ + stars: | 2024-04-13 | by ( Meredith Schneider | ) www.businessinsider.com time to read: +1 min

I made homemade toaster pastries in my air fryer and I'm never going back to store-bought. The finished pastries really blew me away, and I can't wait to come up with more flavors. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementI often crave a sweet breakfast, but pastries — especially those with flaky layers — aren't known for being a quick-fix treat. So, I turned to my trusted air fryer and found recipes that would be ready in less than half the time.

Persons: fryer, I'm, — Organizations: Service

Health insurance, life insurance, auto insurance, disability insurance, homeowners insurance, and renters insurance all require the policyholder to pay a premium to continue receiving coverage. The types of insurance policy premiums include car, life, health, homeowners, renters, and disability insurance. Life insurance premiumsAs previously mentioned, term life insurance premiums are locked in when the policy is signed. Another factor that goes into homeowners insurance premiums is your insurance score, which you do have some control over. Insurance premiums frequently asked questionsHow often do I have to pay insurance premiums?

Persons: policyholders, you'll, they're, Policygenius Organizations: Health Locations: New York, California

☆ Why hybrid sales surge as EV sales flatten
▼ + stars: | 2024-04-04 | by ( Robert Ferris | In | ) www.cnbc.com time to read: +3 min

After years of being overshadowed by flashy electric vehicles from Tesla and others, the hybrid — a gas sipper that has both an engine and an electric motor — is back in the spotlight. Hybrid sales grew five times faster than EV sales in February 2024, according to Morgan Stanley. But soon after that, Tesla sparked EV mania with its sleek, quick electric Roadster and Model S, shoving the hybrid to the margins. About two years later, sales of hybrids and plug-ins increased nearly 28% over the previous year. Toyota is not the only one capitalizing on hybrid sales.

Persons: Edmunds, Morgan Stanley, Tesla, Ford, Mary Barra Organizations: EV, Toyota Prius, Hollywood, Toyota, Lexus, Hyundai, General Motors, International Council, Clean Transportation Locations: Tesla, U.S, Edmunds, Georgia, North America

☆ Cramer says Washington's antitrust fights against Big Tech don't hold weight
▼ + stars: | 2024-03-25 | by ( Julie Coleman | ) www.cnbc.com time to read: +1 min

CNBC's Jim Cramer on Monday told investors he thinks the government's antitrust lawsuits against prominent names in Big Tech — Apple , Alphabet 's Google and Amazon — aren't justified. "Honestly, I wish the White House would just admit the truth: They want to make the biggest businesses less powerful," he said. The DOJ also alleged Apple has a "smartphone monopoly" that makes it difficult and pricey for consumers and developers to venture outside the Apple ecosystem. If they annihilate Google, I guess we'll take our queries to Claude 3," Cramer said. "And if they get [Apple CEO] Tim Cook, maybe for the first time, someone will want a Nokia smartphone."

Persons: CNBC's Jim Cramer, Alphabet's, Apple, Cramer, Claude, Tim Cook Organizations: Big Tech, Federal, Amazon, The, Justice, Alphabet's Google, DOJ, Google, Apple, Nokia, FTC

☆ This CEO wants to kill the résumé
▼ + stars: | 2024-03-03 | by ( Tim Paradis | ) www.businessinsider.com time to read: +7 min

Sundaram, now CEO at Applied, is making it her mission to kill the résumé — or at least diminish its role in hiring. Sundaram wants other leaders to follow suit because our work bios — and even job experience — aren't always good predictors of who will succeed in a role. The company might use only five or six questions per test to help identify suitable job candidates. When employers do want to see a résumé, Applied can use AI to strip away information about gender and ethnicity. For her part, Sundaram expects AI will change how so many people work that job candidates' employment histories might often reflect a smorgasbord of experiences.

Persons: —, Khyati Sundaram, Sundaram, résumé, — aren't, résumés, SHL, Marlene Dunne, Dunne, Aaron Cleavinger, Cleavinger, we'll Organizations: Service, JPMorgan, Business, SHL, Murdoch Locations: résumés

☆ An Air Force veteran with a back injury turned to gig driving to pay her bills. A few months later, she lost her apartment.
▼ + stars: | 2024-01-30 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +8 min

She can't work a 9-to-5 due to a back condition she said she developed in the Air Force. She's behind on her rent, and the amount she makes from driving can't cover most expenses. She took up gig driving in August 2023, hoping it would help her pay bills. AdvertisementAcross the country, thousands of Americans with disabilities are looking to gig work to make ends meet. In 2015, she tried gig driving for a few months in Fort Collins, which she said was profitable but not as much as a full-time job.

Persons: Rene, she's, Uber, —, Terrence Hayes, it's, hasn't, She's, they're Organizations: Air Force, Service, Business, BI, Veterans Locations: Denver, Fort Collins

☆ I'm having horrible perimenopause symptoms. The most surprising one is rage.
▼ + stars: | 2024-01-24 | by ( Avital Norman Nathman | ) www.businessinsider.com time to read: +5 min

I'm 44 years old and going through perimenopause. I've had all the expected symptoms, but the hardest to manage has been rage. To be frank, they're all pretty horrible and uncomfortable, but so far, I've been finding ways to manage. However, the one symptom that crept up on me with no warning whatsoever has been pure, unadulterated rage. AdvertisementI just wish we could talk about perimenopause more.

Persons: I've, —, perimenopause, kickass crone, sweats, I'm Organizations: Service Locations: perimenopause, —

☆ Tending to AI's power needs is a booming business. These stocks are in the sweet spot
▼ + stars: | 2024-01-23 | by ( Pia Singh | ) www.cnbc.com time to read: +13 min

In fact, "data centers are taking a disproportionate amount of incremental capacity being added by electrical equipment manufacturers." Much of the energy data centers consume is used to train AI models as well as to run them. Natural resources, power supply, funding — the necessities that allow for the existence of the data centers — aren't exactly infinite. The company's business took off last year as data centers began to need more electrical equipment capacity and generated more heat. JPMorgan has a neutral rating on GE with a $124 price target, 5.5% below the stock's Monday close.

Persons: Andrew Obin, Stephen Tusa, Obin, It's, TD Cowen, Michael Elias, Tusa, Eaton, hasn't, Elias, I've, Hubbell, repurposing, Martyn Briggs Organizations: Nvidia, Bank of America, JPMorgan, General Electric, Hubbell Power Systems, U.S . Department of Energy, Google, Oracle, Microsoft, Power, Bloomberg, Energy, GE, Dominion Energy, Dominion Locations: Eaton, BofA, U.S, Northern Virginia, FactSet

☆ 3 reasons why a financial planner advises against using buy now, pay later, even though it's practically everywhere
▼ + stars: | 2024-01-18 | by ( Jennifer Streaks | Sarah Silbert | Senior Personal Finance Reporter | ) www.businessinsider.com time to read: +3 min

Buy now, pay later plans — installment loans that allow you to spread out payments over time — aren't exactly new, but they've seen explosive growth over the last several years. AdvertisementBut Chloe Moore , a certified financial planner based in Atlanta, Georgia, says that buy now, pay later is still debt and that most people should steer clear of it. Here are three reasons why she advises her clients against using buy now, pay later:1. Since buy now, pay later is so easy to use, some consumers have multiple installment plans that they are paying in a month. If you have multiple installments that you are paying with a buy now, pay later plan, you may be eliminating any breathing room in your budget.

Persons: BNPL, Chloe Moore, —, Moore Organizations: Consumer Financial Protection Bureau, PayPal, Finance Locations: Atlanta , Georgia

☆ 2 cicada broods are popping up together for the first time in 221 years — and they'll meet in Illinois
▼ + stars: | 2024-01-15 | by ( Hannah Getahun | ) www.businessinsider.com time to read: +8 min

Two broods of periodical cicadas are emerging simultaneously for the first time in 221 years. That's because two broods of periodical cicadas — Broods XIII and XIX — will emerge from their underground lairs simultaneously for the first time in 221 years. Brood XIX will predominantly appear in southern states, while Brood XIII will appear in a small section of the Midwest — mainly Illinois. Unlike annual cicadas, periodical cicadas spend years in their underground rooms like brooding teenagers (is that why they're called broods?) In the case of the next two emerging broods, Brood XIII emerges every 17 years, while Brood XIX emerges every 13 years.

Persons: —, Lewis, Clark, Thomas Jefferson, Hype, Instagram, Brood, Gene Kritsky, Jessee Smith, I've, Kritsky, they're, it's, cicada, you've Organizations: Service, Business, Joseph University, Southern Locations: Illinois, Chicago, Louisiana, Marbury, Madison, Lake, Mount St

☆ A 401(k) rollover is 'the single largest transaction' many investors make, expert says. What to know before doing it
▼ + stars: | 2023-12-05 | by ( Greg Iacurci | ) www.cnbc.com time to read: +5 min

That's largely because IRA investors are "retail" investors while 401(k) savers often get access to more favorable "institutional" pricing. "Are you able to pay less by staying in your 401(k) plan?" The bottom line: Compare annual 401(k) fees — like investment "expense ratios" and administrative costs — to those of an IRA. And your current employer may not accept rollovers into your 401(k) from a previous employer's plan. Many 401(k) plans may not allow retirees as much flexibility.

Persons: Ellen Lander, Lander, Carolyn McClanahan, Ted Jenkin, Jenkin, you'd Organizations: Investment, IRA, Renaissance, Planning Partners, CNBC's FA, of America, Company, Workers Locations: IRAs, Jacksonville , Florida, CNBC's, Atlanta

☆ Satellites are the new climate police for oil and gas polluters
▼ + stars: | 2023-12-02 | by ( Catherine Boudreau | Erin Snodgrass | ) www.businessinsider.com time to read: +8 min

Fifty oil and gas companies pledged to zero out methane emissions by 2030 at the UN climate summit. Satellites are the next tool that will hold oil and gas companies accountable in their promise to cut methane emissions and slow global warming. Many state-owned oil companies signed on, including the UAE's Adnoc, as well as Saudi Arabia's Saudi Aramco. This, in turn, means oil and gas companies responsible for the plumes can be notified faster and potentially take action. The country's state-owned oil companies are also absent from the "decabonization charter" announced in Dubai.

Persons: Adnoc, Catherine Boudreau, Erin Snodgrass, Michael Bloomberg, Sultan Al Jaber, Peter Dejong, Fred Krupp, Bloomberg Philanthropies, Melanie Robinson, Robinson Organizations: ExxonMobil, Shell, Service, United, Saturday, Environmental Defense Fund, Bloomberg, UN, Summit, EDF, IEA, RMI, European Union, Environmental Protection Agency, EPA, EU, Russia —, World Resources Institute Locations: Saudi Aramco, Dubai, United Arab Emirates, Los Angeles, Saudi, Argentina, EU, Glasgow, Scotland, China, Russia

☆ 'Selling Sunset' agents are freaking out about LA's new mansion tax — but it's not just millionaires who should be worried
▼ + stars: | 2023-11-12 | by ( Juliana Kaplan | Eliza Relman | ) www.businessinsider.com time to read: +10 min

This time, it hinges on Los Angeles' new mansion tax, which impacts homes sold for over $5 million. She added of the city's mansion tax, "This is a very reasonable and equitable way to generate some resources that can support those needs." Unintended consequences of a mansion taxColloquially known as a mansion tax, United to House LA (Measure ULA) passed in November 2022 with 58% support. Shane Phillips, a UCLA housing researcher whose work helped inspire LA's mansion tax, is worried about the mansion tax depressing new development, particularly of multi-family buildings. Phillips argued that if the law is tweaked to exempt first-time sales, the mansion tax "will unquestionably do more good than harm."

Persons: —, Mary Fitzgerald, Nicole Young, Jason Oppenheim, It's, Oppenheim, — aren't, Mari Castaldi, Karen Bass, Shane Phillips, Phillips, that's, Billy Rose, you'll, Rose, doesn't, Castaldi, Phillips isn't Organizations: Service, Netflix, Oppenheim Group, realtors, California Association of Realtors, Budget, House, LA Times, UCLA, Agency Locations: Angeles, Los Angeles, New York, Washington, Massachusetts, Chicago, Santa Fe, California, LA

☆ Some people buy a car during a midlife crisis. This man bought a small-town hotel instead
▼ + stars: | 2023-11-06 | by ( Marylou Costa | ) www.cnbc.com time to read: +6 min

Shopping in Green Lake. A small-town hotel for saleOne day while on his computer, Rogatz saw that a small hotel — the Green Lake Inn — was for sale. The Green Lake Inn. An ice sailing race on Green Lake. Source: Our Green Lake

Persons: Matt Rogatz, Rogatz, Brio, I've, it's, He's Organizations: CNBC Travel, Chicago Locations: Chicago, Green Lake , Wisconsin, Green Lake, Wisconsin, Green, Geneva

☆ The Biden Administration wants to close a retirement savings 'loophole' that could be costing you 20% on your investments
▼ + stars: | 2023-11-01 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +5 min

The Biden administration is proposing a new rule to ensure people saving for retirement get the best advice possible. AdvertisementAdvertisementThe Biden administration is continuing its crackdown on junk fees — and this time, retirement savings are in the limelight. A new proposed rule by the Department of Labor would close what the administration calls "loopholes" in retirement advice, potentially saving retirees billions. However, some advisers steer their clients towards what's best for them, not the retirement savers, he said. Currently, the Securities and Exchange Commission has regulations mandating that investment advice needs to be in a saver's best interest.

Persons: Biden, Obama, —, DOL, that's, they're, LIMRA, Jason Berkowitz, Berkowitz Organizations: Service, Department of Labor, Securities and Exchange Commission, SEC, White, Federal Reserve, FTC, The Department, Labor Locations: pushback, Washington

☆ Expensify launched a glitzy lounge where employees could pay $9 a month for coffee and cocktails. The company is shutting it down just 6 months later.
▼ + stars: | 2023-10-30 | by ( Nidhi Pandurangi | ) www.businessinsider.com time to read: +3 min

Expensify is shutting down its upscale employee lounge in San Francisco. The move comes six months after the space was launched as a return-to-office "experiment," per CEO David Barrett. The expense-tracking company described the space as a high-end airport lounge meets co-working space. Access was built into an existing Expensify membership that started at $9 per month, the company said in April. But the party's coming to an end: The Expensify Lounge will be shutting down on November 1, David Barrett, the company's CEO, announced in a 1,700-word blog post published Wednesday.

Persons: David Barrett, Barrett, —, Expensify, Jamie Dimon — aren't, Dimon Organizations: Service Locations: San Francisco, Portland , Oregon

☆ Here are 4 ways health savings accounts can be used to pay insurance premiums
▼ + stars: | 2023-10-26 | by ( Greg Iacurci | ) www.cnbc.com time to read: +3 min

COBRA coverage typically allows consumers to keep the same health-care providers, but the coverage is often pricey. With COBRA coverage, however, individuals may have to cover the full premium, up to 102% of the cost to the plan. Premiums while on unemploymentHealth premiums paid by someone receiving unemployment compensation under federal or state law are also eligible. These might be premiums for COBRA or a health plan purchased over an Affordable Care Act marketplace, for example. Medicare beneficiaries don't have to pay their premiums directly with an HSA to get the benefit.

Persons: they'd, Carolyn McClanahan, it's, —, — aren't, McClanahan, There's, isn't Organizations: IRS, Affordable, Bank, Getty, Social Security Locations: Jacksonville , Florida

☆ Medicare's drug-price negotiations will save the government billions in healthcare spending — but patients may not feel the benefits
▼ + stars: | 2023-09-25 | by ( Natalie Rahhal | ) www.businessinsider.com time to read: +6 min

Patients with private health insurance aren't likely to see a drop in costs from the negotiations. Longo said the price-setting provisions will drive research and investment away from treatment options for Medicare patients. If drug companies won't come to the negotiating table to lower drug prices paid by private insurers, those insurers could take the companies' drugs off their lists of covered medications. Or, if private insurance companies don't negotiate drug prices down for their patients, patients in some cases could seek out different insurance. "These are not full solutions, but they are the beginning of cracks in the facade" of drug companies' constant price hikes, Feldman said.

Persons: Biden, Juliette Cubanski, Jeffrey Davis, Davis, Richard Frank, —, Nicole Longo, Longo, it's, — aren't, Robin Feldman, Feldman, Cuban's Organizations: Medicare, Healthcare, Morning, Centers, Services, Congressional, McDermott, Consulting, Brookings Schaeffer Initiative, Health, Pharmaceutical Research, Manufacturers of America, PhRMA, University of California Law School, Costco, Pharmaceutical Locations: Lower

Learn moreThe newest AirPods Pro 2 — the version with USB-C charging — aren't even out yet, and you can already save $50 on a pair. Apple releases the newest AirPods Pro 2 revision tomorrow. Buy the newest AirPods Pro 2 with USB-C with $50 offDeal icon An icon in the shape of a lightning bolt. Beyond that, all other changes coming to the AirPods Pro 2 are strictly software-based, and they're applicable to both the Lightning and USB-C model. You can read our AirPods Pro 2 review to see whether these are right for you.

Persons: — aren't, There's, You'll Organizations: Apple, Apple AirPods, Amazon, European Union, Apple Vision

8 Washington (2-0) at Michigan State (2-0), Saturday. Michigan State coach Mel Tucker was suspended after USA Today reported he allegedly sexually harassed an activist and rape survivor. This is Washington's last nonconference game, and though Michigan State is a name opponent, this isn't a typical Spartans side. Now the Buffaloes host nearby rival Colorado State, which lost its opener 50-24 to Washington State and is a 22 1/2-point underdog. UPSET WATCHFresno State (2-0) at Arizona State (1-1).

Persons: Mel Tucker, FanDuel, Michael Penix Jr, Noah Kim, It's Deion Sanders —, —, Shedeur Sanders, Travis Hunter, Zachariah Branch, USC's Caleb Williams, Rome Odunze, Kenny Dillingham Organizations: Washington, Michigan State, Huskies, Spartans, Michigan, USA, College Football, Big Ten Conference, Richmond, Colorado State, The Buffaloes, Nebraska, Buffaloes, Washington State, Oregon State, USC, Stanford, Rome, Fresno State, Arizona State, FCS, Sun, Southern, Oklahoma State, Bulldogs, Eastern Washington, AP Locations: East Lansing, Michigan, . Washington, Colorado, Boulder, Denver, Sanders, Seattle, Southern Utah

While Woody Allen's film may be a reference point to “American Fiction,” direct comparisons are harder to come by for such a breezy but biting commentary. Directing a film, Jefferson says, wasn't necessarily a lifelong ambition. That “American Fiction” is hard to categorize, he says, might mean he's on the right track. “This being my first movie, I’m eager to find what my voice is,” Jefferson says. ___Follow AP Film Writer Jake Coyle on Twitter at: http://twitter.com/jakecoyleAP

Persons: Percival Everett's, Cord Jefferson, Jeffrey Wright, “ Monk ” Ellison, Cord Jefferson —, ”, ” —, Jefferson, Monk, Wright, John Ortiz, Aeschylus ’ “, —, ” Monk, Stagg R, Leigh, ” Jefferson, Black, Jack City, Annie Hall, Woody, Tracee Ellis Ross, Sterling K, Brown, Erika Alexander, Issa Rae, “ There’s, Larry Wilmore ”, Damon Lindelof, hadn't, “, Jake Coyle Organizations: TORONTO, Toronto, Gawker, MGM, Twitter Locations: Jack, ”, Tucson , Arizona, Tulsa

☆ Opinion | New York City Needs Big Ideas and Leaders Willing to Try Them
▼ + stars: | 2023-08-05 | by ( The Editorial Board | ) www.nytimes.com time to read: +1 min

People like to write off New York City, and time and again, this city proves them wrong. It’s never been magic, however — the resurrection of the greatest city in the world has always required grit and ingenuity, backed by its political, business and civic leadership exerting a will to match the moment’s greatest problems. The labor market is strong, and by this spring, New York’s economy had recovered more than 99 percent of the jobs it lost during the pandemic. Tourism is booming, and the city expects to receive more than 63 million visitors this year. Much of that flight appears to be among the city’s wealthiest residents, further weakening its coffers.

Persons: It’s, — aren't Organizations: Times, Citizens Budget Commission, Midtown, Broadway Locations: New York City, Tourism, Midtown Manhattan

Media and entertainment deal-making has slowed, but private equity players are still betting big on the space. Middle Eastern sources are still providing funding to media, which could fuel deals in the months ahead. Media deal volume has actually increased, just not as fast; PwC recorded media deals rose 3% (to 326) in the six months through May, down from a 7% increase in the previous six months. And beyond private equity, legacy players could shed properties they consider non-core: Paramount is trying to offload BET while Warner Bros. Insider's list of top private equity players in media and entertainment highlights 17 firms, from heavy hitters to smaller upstarts, based on our reporting and conversations with investors and insiders.

Persons: PwC, Hollywood —, Ryan, Morgan Stanley, Sherrese Clarke Soares Organizations: Media, Hollywood, RedBird Capital Partners, NFL, Company, Qatar Investment Authority, Yahoo, ESPN, Paramount, BET, Warner Bros, Discovery, Equity Partners Locations: Providence, BlackRock

☆ Harvard-trained neuroscientist: The 'most underrated' skill successful people use at work—and how to develop it
▼ + stars: | 2023-06-26 | by ( Morgan Smith | ) www.cnbc.com time to read: +2 min

Instead, there's a different skill that gives successful people a competitive edge in the workplace, says Juliette Han, a Harvard-trained neuroscientist: Self-awareness. Research suggests that developing self-awareness helps us be more creative, make sounder decisions, communicate better and build stronger relationships. According to Han, it's "the most underrated skill" successful people use to get ahead in their careers. Here are three tips to identify your strengths and cultivate greater self-awareness:Reflect on your interests and skillsWhat are you good at? "Sometimes, you don't realize what your strengths are until you see them through someone else's eyes," Han adds.

Persons: —, there's, Juliette Han, Han, you'd Organizations: Harvard, Columbia Business School, Harvard Medical School, Research

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